TERMS & CONDITIONS

Terms & Conditions

These terms outline the conditions under which this website is being made available to you by Chargeoff.com. By using this website, you will be deemed to have accepted them. This website was created so that you can seek information regarding representation. None of the information in this website is intended to constitute legal advice. We expressly disclaim all liability with respect to actions taken or not taken based upon any information or other contents of this website. The information found in this website is not an offer to perform services on any matter. Further, the information found in this website is not intended to create, and does not create, any legal relationship between users of this website and anyone else. Communicating through the telephone, email or a form on this website will not create a representative or legal relationship with anyone. The only way to receive representation is through a formal written agreement signed by both you and the provider of the services. Our website is a general audience website with content directed primarily at individuals over the age of 18 and is not directed at children under the age of 18. In accessing or using this website, you affirm that you are more than 18 years old, or are an emancipated minor, or possess legal parental or guardian consent. By submitting your information on this website, you are consenting to the gathering of relevant information about you, and agree that this information may then be transmitted to individuals, law firms, document preparation companies, or advocacy groups who are qualified to represent, or to find representation for, you.

Privacy Policy

Chargeoff.com has always been committed to maintaining the accuracy, confidentiality, and security of your personal and corporate information. We have established Privacy Principles to govern our use of customer information.

Accountability
Chargeoff.com is responsible for maintaining and protecting customer information under its control.

Identifying Purposes
The purposes for which customer information is collected shall be identified before or at the time the information is collected.

Consent
The knowledge and consent of the customer are required for the collection, use or disclosure of customer information except where required or permitted by law. You are waiving your no call preferences with Federal & State Do No Call lists when you submit your information on this website. We may use email, phone, or automated technology to call you, including but limited to SMS Mobile text messaging. Standard message & carrier rates will apply if we chose to use these methods to reach you.

Limiting Collection
The customer information collected must be limited to those details necessary for the purposes identified by Chargeoff.com. Information must be collected by fair and lawful means.

Personal Information

By registering on this website, or providing personal information to this Site as well, you are providing us permission to receive marketing offers. You may from time to time receive offers from our affiliates, partners and certain approved third parties to make their personally identifiable information available to third parties in accordance with the terms of this privacy policy and the privacy policy of the respective affiliated sites. While on a Site we may collect "Personal Information" from a user. For the purposes of this Privacy Policy, Personal Information shall mean individually identifiable information from or about an individual including, but not limited to: (a) a first and last name; (b) a home or other physical address, including street name and name of city or town; (c) an e-mail address or other online contact information, such as an instant messaging user identifier or a screen name that reveals and individual's e-mail address; (d) a telephone number; (e) a Social Security number; (f) a persistent identifier, such as a customer number held in a cookie or processor serial number, that is combined with other available data that identifies and individual; (g) age; (h) income level; (i) hobbies, buying patterns or preferences; or (j) any other information from or about an individual that is combined with any of (a) through (j) above.

How We Use Personal Information

Information collected may be transmitted to our approved advertising and marketing partners, our affiliated companies, or certain other approved third parties interested in providing users with information or services that you may request or for other marketing and promotional purposes. Requested information or information regarding site updates, new products and services, upcoming events and/or status of any requests or orders that users may have made may be provided to users by e-mail, postal mail, telephone SMS/MMS text-messaging or by any other means of contact that users may provide. We may also use Personal Information for customer service, to provide information that a user may request, to customize a user's experience on a Site, and to contact a user when necessary in connection with transactions entered into by that user on a Site. We may also use personal information for internal business purposes, such as analyzing and managing our business. We may also combine the information we have gathered about users with information from other sources. We may use third parties to help us operate our business and the Sites or administer activities on our behalf. We and/or our marketing partners and affiliated companies enhance and/or merge Personal Information about users with data collected from other sources to use in direct and/or online marketing.

Accuracy
Customer information must be maintained in as accurate, complete and up-to-date form as is necessary to fulfill the purposes for which it is to be used.

Safeguarding Customer Information
Customer information must be protected by security safeguards that are appropriate to the sensitivity level of the information.

Openness
Chargeoff.com is required to make information available to customers concerning the policies and practices that apply to the management of their information.

Customer Access
Upon request, a customer shall be informed of the existence, use and disclosure of their information, and shall be given access to it. Customers may verify the accuracy and completeness of their information, and may request that it be amended, if appropriate.

Handling Customer Complaints and Suggestions
Customers may direct any questions or inquiries with respect to the privacy principles outlined above or about our practices by contacting the designated person(s) accountable for privacy at Chargeoff.com.

If you would like to unsubscribe, please email [email protected]

Network Partners

When you submit your information on one of our websites, you will be matched with one or more of the following partners listed below.

• National Settlement Services, Inc.